25 Reasons Being in Debt Sucks

Hi, my name is Brittany, and I am in debt...and it sucks. There are days in my life when I take a look at myself or my home and think, “Are you f@#!ing kidding me?” Because it’s hard to stay positive and pumped up about doing what’s best (and usually the most difficult) all the time, I present to you the current movie that has been on repeat in my brain for the past couple of weeks: 25 Reasons Being in Debt Sucks...hard.

1. Saying goodbye to all my housewives and Bravo as we have made the decision to ditch our cable services—I will need to find a new way to kill my brain cells.

Photo Cred: www.bravotv.com I am getting a little Ramotional about leaving all my housewives behind...Somewhere my fiance is cheering and jumping for joy

Photo Cred: www.bravotv.com I am getting a little Ramotional about leaving all my housewives behind…Somewhere my fiance is cheering and jumping for joy

2. Temporarily living in the ‘burbs.

3. Ugly office supplies and bare walls behind my desk. Upon learning that I was going to be working primarily with middle schoolers this year, I made the choice to spend my money on snacks and items to bribe them—I mean motivate them—with, instead of spending it on cute desk items to up my chic teacher cred. I’m a little disappointed in myself for being worthy of winning the ugliest classroom award, but I stand by my choice. Smarties and Skittles for president!

4.Busted Luggage

Yes, my luggage is torn, dirty, and I think the boning on the inside is actually worse.

Yes, my luggage is torn, dirty, and I think the boning on the inside is actually worse.

5. Cheap mascara and putting off makeup purchases in general—it’s what’s on the inside that counts, it’s what’s on the inside that counts, it’s what’s on the inside that counts..

6. At 27 years old my cupboard is filled with hand-me-down, mismatched mugs and glasses.

Sparse cupboard filled with mismatched glasses and mugs...at least I'm not a hoarder.

Sparse cupboard filled with mismatched glasses and mugs…at least it’s clear that I’m not a hoarder.

7. Wearing 2 older sports bras during my cardio workouts instead of using $40 to just buy one that can support my ladies all by itself.

8. Speaking of workouts…goodbye consistent gym membership.

workouts

Not the most well-stocked gym, but you can’t beat no membership fee

9. Still contemplating buying a quality, nice swimsuit…12 months later. Maybe the summer of 2014 will be the one to get an upgrade…

10. Renting a home instead of owning one.

11. Nosebleed seats at sporting events.

Going to sporting events is fun no matter where you sit, but I know it's better when you are closer

Going to sporting events is fun no matter where you sit, but I know it’s better when you are closer

12. There is no such thing as “retail therapy” in my life.

13. Crying over a shattered coffee pot and having to temporarily downgrade to one teeny tiny pot still in storage from my bachelorette days when I was drinking coffee solo on the weekends…The crying ceased when I discovered I can get a replacement pot for less than $15. Also, I’ve been telling myself (and my fiancé) that there must have been some other stressors testing my tear ducts….right? Right?!?!
coffee pot

14. Watching the World Cup from my couch instead of heading to Brazil this summer.

15. My yoga studio looks a whole lot like my patio…oh wait, it is my patio. Talk about testing your mindfulness and ability to meditate.

16.Guess who has the pleasure of up keeping my manis and pedis 98% of the time—ME!
nails

17. Ugly windows, part one: I have not purchased curtains for this huge window in our dining nook.

This window is so ugly, it is a two-fer on my list.

This window is so ugly, it is a two-fer on my list.

18. Ugly windows, part two: I broke the cheap ugly blinds in March… it’s nearly June, and they are still there.

19. Fresh flowers only make their way into our home when they are gifted to me. Sometimes it’s hard for me to say goodbye.

In my defense, they were alive before I took a Memorial day vacation.

In my defense, they were alive before I took a Memorial day vacation.

20. Waiting for movies to become available at RedBox before I get to watch them.

21. Stalking my favorite clothes, jewelry, shoes, décor items, etc. to purchase them after they go on sale…or stomp my feet because they sold out before then.

22. I am working with some seriously mismatched and tattered towels. My face is actually turning red from embarrassment as I think about sharing this picture with the world.
towels

23. Sentimental artwork and no frames purchased to showcase them on our walls.

artwork

24. Spa day consists of exfoliating my own face and begging my fiancé for a foot rub. “Professional” massages usually happen about once a year (Happy Birthday to me!)

25. STRESS!!!!!


 

Number 25 really is the sum of all sucky parts of being debt combined into one dirty, little word. Constantly making an effort to be on your A game is stressful, and if I don’t check myself (or get reality checked by Sam or my fiance) I let the silly little things turn me into a giant stick in the mud, so it’s important to vent and move on :)

What keeps me going is knowing that all things on this list are temporary because I am on my way to getting out of debt in a few short years. Missing out on them during this short chapter of my life will have a HUGE positive impact on what I can do for myself and others in the near future when all of my debt is gone. Plus, I can still spend time with people I love doing things that I love for free–like climbing this mountain!!!

Right now I have to pick and choose when it comes to managing my finances, and I chose a tank of gas to get to this beautiful place over curtains to hide my ugly, broken blinds.

Right now I have to pick and choose when it comes to managing my finances, and I chose a tank of gas to get to this beautiful place over curtains to hide my ugly, broken blinds.

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 Brittany

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