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5 tips for Spring Break on a Budget

If you’re lucky enough to be an adult and still have a spring break, chances are you want to spend it doing something fun. Spending money on trips can be harder when you’re throwing all of your extra money toward decreasing your debt. The good news is, it can be done with a little bit of planning, spending smart, and switching up your short term plan.

1. Use public/mass transportation, if possible. Kate and I took advantage of Chicago’s “L” train to get to and from the airport and to get between sight-seeing activities throughout the city. Also, train or bus tickets between cities can save you hundreds! An Amtrak ticket from Chicago to KC was $56.00!

Kate and I on the train in Chicago!

Kate and I on the train in Chicago!

2. Lunch (or Brunch) instead of dinner. Lunch is not only better for your wallet, but your health. Portions are a little smaller and the price can be half as much as dinner at the same restaurant. This will make a HUGE difference in the amount of money you’ll be able to spend throughout your entire trip.

Delicious deep dish Chicago pizza...for lunch!

Delicious deep dish Chicago pizza…for lunch!

3. Prioritize your sight-seeing events. If there are several activities that cost money that you’re interested in participating in during your visit, prioritize them from most important to least important. Decide on an amount to spend on sight-seeing activities and start crossing some off the bottom of your list.

Sears (Willis) Tower

Sears (Willis) Tower

4. Split costs. If you’re going with one or more people, talk about splitting costs for food, hotel, and activities. For example, if you all decide to spend $300.00 each: one person can pay for food, one for events, and one for the hotel or transportation.

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5. Plan ahead. Financially planning for a trip ahead of time relieves some stress while you’re on your trip knowing that you actually have the money that you’re spending while continuing to meet your long term financial goals. Planning ahead GIVES you the money as well as LIMITS the amount you spend so you don’t go overboard. It allows you to enjoy while stopping you from splurging on unnecessary meals, events, and taxis.

 Happy Spring Break!

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Sam